This provides income where you are ill or injured, and as a result your income through employment or your normal route stops.

It is designed to replace most of your net income.

Cover lasts for either a set term in whole years, or to a given age (typically your state retirement age). The amount you pay is called the premium. It can either be guaranteed not to change, or it can be reviewable. Reviewable cover normally changes based on the claims experience of the life assurance company.

!

THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.

London Stock Exchange

Value Move %
FTSE 100
8280.36 -71.72 -0.859
FTSE 250
20973.94 -75.33 -0.358
FTSE 350
4572.17 -36.49 -0.792
FTSE All Shares
4528.64 -35.74 -0.783
Dow Jones
44247.83 -154.102 -0.347
Nasdaq
19687.242 -49.447 -0.251

Currencies

Value Move %
0
1.213 0 0.019
GBP/NOK
14.232 -0.009 -0.06
0
13.998 -0.001 -0.004
GBP/USD
1.278 0.001 0.06

Biggest Movers

Value Move %
SEGRO
795.6 +52.4 +7.05
easyJet
477.8 -18.1 -3.65

0121 661 7014
30a The Green,
Kings Norton, Birmingham B38 8SD.

enquiries@southcotefinancial.co.uk